Retirement and money management advice from 'MarketRiders'

>> Thursday, March 18, 2010

Are you ready for your retirement plan and take decision for your asset allocation?

It is time to get advice from expert investment minds for a economically secured future. And remember that right decision about money management is very important for your retirement plan.

'MarketRiders' is one of those useful sites which empower average investors to protect and grow their wealth by taking control of their investing. This is the place to learn about investment, retirement plans, and how you can save your money for future.

There are five reasons to consult them:

1- Use asset allocation: It is the smartest strategy for your Core portfolio. By adopting right asset allocation strategy you can keep investment costs low, with the right advice from investment experts.

2- Protect your money from devastating fees and taxes: A conservative analysis shows that 'you are paying 3% of all your money every year, to have others help you manage it. Mutual funds charge annual loads averaging 1.25% and hidden 12b1 marketing expenses that together cost you on average about 1.5% a year. If you use an investment adviser, add another 1% to 1.5% a year.' Tiny difference in fees and taxes can save you hundreds of dollars. Let's see how it can be possible:

Take a $100,000 portfolio. Using the long-term average growth of stock and bond portfolio of 8% a year, compounding your gains over 20 years, and deducting the 3% in fees and taxes, you'd have $265,329. But if your fees and taxes were 0.2% instead of 3%, you would have $449,133.

Remember: A MarketRiders portfolio is constructed using the lowest-cost, most tax efficient, well-constructed exchange-traded funds (ETFs) that have average annual fees of 0.2%.

3- Invest like the world's smartest investors: You can build an ETFs portfolio with the right asset allocation for your needs.

4- Relax knowing that they are rigorously monitoring your portfolio.

5- Receive unbiased advice: Most investment advice given is biased depending upon how an adviser is compensated. Traditional advisers are paid commissions or ongoing fees for moving their clients into "investment products." This creates a conflict between what is best for your retirement, and what is best for the adviser's vacation.

They offer a low-cost subscription service that is used by thousands. Unlike brokers, advisers, insurance agents and mutual fund managers that get a yearly percent of your money, or a commission selling you a financial product.

You can get an honest advice from them as they are not affiliated with anyone nor do they receive compensation for any of the (Exchange-traded fund)ETFs they recommend or online brokers you employ. After consulting the adviser you can decide for yourself the best money management either for Vanguard Funds or 401K rollover plans into an IRA with the retirement plan

Their 'Coaching Service' helps you becoming a self-reliant investor. Their online consultency and online webinar sessions would help you learn building the ETF portfolio, recieve a special investment report.

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