'Early Retirement Extreme' - A personal finance blog

As I have reviewed many money and finance related blogs, which were mostly from individuals who learned budgeting, planning and financial freedom out of their experiences. The reason of reviewing those sites is only one that we can learn better from individuals like us rather than consulting a professional. 'Early Retirement Extremes' is a blog which details the life, thoughts, and experiences of an ordinary person.

Early Retirement Extreme offers posts about financial independence, fugality, self-sufficiency, ecology, saptilism and voluntary. When I started browsing the blog, I thought that blogger would be near to retirement age (as name of the blog shows) and I was surprise to know that, Jacob (the blogger) is around 30.

This is short story of achieving financial freedom of the blogger:

"Six years ago, I decided that a lifestyle based on bills, mortgages, retirement plans, and conspicuous consumption that depended on working a job for thirty more years or maybe even the rest of my life was not for me. Therefore I set out on a journey of becoming wealthy and skilled enough to never have to work for money again. Five years later I reached that goal.

The most important thing I have learned during my journey is that financial success is not about how much money one earns and spends, it’s about how much one spends and how much one keeps. In other words, it is about values and efficiency. For several years I have now lived at an expense level that is comparable to the poverty rate and even half the poverty rate for some of the years while saving the rest and eventually investing it. For this reason my savings rate has consistently been around 70%."

To read more about his persoal story, click on the post link: How I became financially independent in 5 years

Other post titles:
- What early retirement means when you’re too young to retire

- Early Retirement Extreme’s budget

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