Request Credit - Helping Consumer Choose the Right Credit Offer

RequestCredit.com provides customers with the most detailed and up-to-date information about the best credit card online deals.

It does not issue credit cards, but RequestCredit.com collects official information on bank cards presented by the leading companies and helps a consumer to choose online the right credit card offer for him/her.
Other features of the site

- You can ask questions to the experts at Help Desk and get online a reliable and detailed advice on how to rebuild your credit, what credit card application to take.

- Site helps the visitors keep informed and enlarge their personal finance management knowledge.

- In the Best Deals section there is a collection of the items that are a great success among the consumers like as lowest APR, instant approval, beneficial balance transfer terms, etc.

- In the Deals by Credit Rating section the products are sorted by the type of credit history they are designed for.

- Offers for good score are divided into categories, according to the type of reward they provide. Decide how you prefer to be rewarded and browse the Deals by Reward section of the website to find the most advantageous plastic for your need.
There are featured products for personal needs, business cards for corporate purposes or student options

- In the Credit Cards by Bank section the items are arranged according to the bank they are issued by.

* The most valuablt feature of the site is their help center. It comprises personal finance and news, finance related articles and help desk.



Few tips about balance transfer credit cards

- If you want to benefit from transferring your balance onto a new card, you need to have good credit. All best buy balance transfer cards are designed for good and excellent credit history.

As for fair plastics that come with a low ongoing APR on balance transfers, they do exist. You may consider Platinum and Platinum - Visa by Capital One. They both come with a low APR on purchases and balance transfers. If you're carrying a heavy balance on a high-rate card, one of these Capital One cards will be a smart choice. Another advantage of these credit offers is that they come with no balance transfer fees. It means you need to pay nothing for transferring your balance from one card to another.

You may also review Classic Platinum by Capital One. Although this plastic comes with a bit higher APR compared with the above-mentioned offers, it has a lower annual fee, plus no balance transfer fees. So, it can be a good option for a borrower with fair credit.

More tips at 'Balance Transfer Credit Card page'.