"Smart Credit Choices"- Helping You Choose Right Credit Cards

LIfe without credit cards is difficult to imagine, because credit cards have becomean essential part of our financial life. We are attacked by the ads from different credit card companies and sometimes it is difficult to choose the right credit card for you. There are many sites which guide you in this connection by offering you suggestions and tips.

'SmartCreditChoices.com' is a directory of online credit card applications where you can learn to choose the right credit card, and apply online for a new credit card via the secure SSL encrypted servers of the respective credit card issuers. They have over 10 years of combined online credit card marketing experience

Compare current 0% APR credit card offers from every major card issuer at the site.

Site provides tips and suggestions at every section, like at'Education Center'you can learn how to understand credit card fine print, save money on interest, and get the most out of your credit card choice.

Few tips and suggestions:

0% APR BALANCE TRANSFER TIPS

1. Find a card that charges no balance transfer fees. This can save you 3% on every transfer you make.

2. If you are limited to a credit card that charges fees, be sure you apply for one that has a cap on fees. While most credit cards cap balance transfer fees at $75 per transaction, some credit cards have no limit on fees.

3. To maintain my 0% rate pay your bill on time every month. All credit cards have a default clause. Essentially, this allows them to raise your interest rate if you are late on a payment. Be sure you pay your bill in a timely fashion every month to avoid this interest penalty.

4. While many cards only offer a 0% APR balance transfers, a number of cards do offer 0% interest rates on both purchases and balance transfers.

Get more tips and guides at: 0 balance transfers

- no fee balance transfers