Learn about 'Credit Repair' and 'Bad Credits'

I have reviewed the sites where you can learn about 'money, finance, budget, debt, credit, credit cards, bad credit repair' and most of the resources offer FREE tips, advice and suggestion for a financial secured life.

These articles or posts are not meant to point to other sites only, I select useful resources and links which I find helpful in teaching us about money matters. During the search for this blog posts, I could learn a lot myself and I hope that these "learning" posts would help us lead a 'debt free life'

"Consumer debt and credit counseling.com" a free resource for bad credit report repair, and consumer debt consolidation!

You can learn about

- "Credit Bureaus" - credit bureaus who they are and what what they are all about, credit bureaus, what these mysterious bureaus are really all about and how that effect

- "Credit Repair"

- Budget Advice for normal people
Easy to follow budget advice if you are trying to plan out your money: "Bugdet Advice"

- Bad credit lenders | Getting you the money you need
bad credit lenders get you money and help you restore your valuable credit score.: "Bad Credit Lenders"

- No Interest Credit Cards - The best deals explained here
Find no interest credit cards here and how they work. Programs revealed inside
: No interest Credit Cards

You can estimate how much these articles are helpful by reading few lines, which are taken from 'Credit Bureaus'page. In fact I didn't know these facts before.

'Credit Bureaus' and what they do ?

There are three major credit bureaus, technically called credit reporting agencies or CRA’s:

-Equifax
-Transunion
-Experian

- It was only in the 90's that credit reporting was expected to become available to the public and by 2000 all three credit bureaus had online systems to retrieve your own personal credit report. And its legal!

The good news is that the credit bureaus are not supposed to divulge any personal identifying information without your permission. i.e. you fill out a loan application.

Did you know that you can tell the credit bureaus that you don't want to be included in those mass mail lists that credit card companies use to send you junk mail?

Yeah you can opt-out and get A LOT LESS junk mail. It's free of course.
Inside the FCRA there are some powerful laws that allow you and I to take control over our own credit.

The three digit score the credit bureaus calculate is not free however. This you must pay for. But don't let that stop you from making sure the information in the report is accurate!

Site link: Consumer debt and credit counseling.com