"The National Association of Insurance Commissioners" - helping consumers in buying insurance

Deciding to buy health, life or other insurance is not an easy task. First of all we need to know the insurance catagories, types, and next step is to choose the insurance company. But where to look for reliable and responsive companies with cost effective policies according to our needs?

The National Association of Insurance Commissioners (NAIC)is a must visit site before buying an insurance policy.

The National Association of Insurance Commissioners (NAIC) is the organization of insurance regulators from the 50 states, the District of Columbia and the five U.S. territories.

The mission of the NAIC is to assist state insurance regulators, individually and collectively, in serving the public interest and achieving the following fundamental insurance regulatory goals in a responsive, efficient and cost effective manner.

- Finding an insurance company can be a challenge. To assist you in your task, the Consumer Information Source (CIS) presents information about insurance companies you can use BEFORE purchasing insurance.

Here you can access key information about insurance companies, including closed complaints, licensing information and financial data.

In addition to company-specific information, the NAIC produces reports combining data submitted by state insurance departments. These reports (at right) provide information about common closed complaints by reason and type of insurance, as well as how the complaints were resolved.

For details: Protect yourself!

- Filling out an individual health insurance application can be confusing and difficult. Insurance companies scrutinize these applications, closely reviewing the information you provide. That's why it's critically important that you educate yourself about individual health insurance and your rights as a consumer.

To help make the application process easier, the National Association of Insurance Commissioners (NAIC) suggests that you keep the information in mind when securing an individual health care policy for yourself and your family.

For details: Health Insurance

- Insure U-Get Smart About Insurance is from The National Association of Insurance Commissioners (NAIC) and provides consumer insurance information for those considering or buying insurance. Select a life stage course, study the material, then take the Insure U Quiz!

Download the FREE pdf version guides from the link:

- Consumer's Guide to Auto Insurance [PDF]
- Consumer's Guide to Home Insurance [PDF]
- Life Insurance Buyer's Guide [PDF]
- A Shopper's Guide to Cancer Insurance [PDF]