Be credit smart by learning about "Credits"

I am not a person who have been involved in finace, debit, credit or any other money related topic, but I am always enthusiatic to learn more about these topics. As learning can lead you to be in your budget and be debt free. I believe in planning and budget making for a financially secured future. I am including as many links and posts at my blog, which can guide you and provide you with some real tips to get your financial freedom goals.

CreditLearningCenter helps you be credit smart, saving money and protect your identity.

The mission of CreditLearningCenter.com is to be the most trusted name and resource in the area of credit, consumer finance, and identity theft education.

The site is created by Walter Burch, who has more than twenty-five years experience as a writer, producer, broadcast journalist, and managing editor in New York, Chicago, and Los Angeles. Burch has written and produced educational media, financial reports, radio, television, and multimedia presentations for leading corporations.

Walter E. Burch says:

"Credit, for better or worse, is a reality of modern life. How credit is used is a matter of choice: Credit can be used wisely to help achieve the dreams of owning a home, a car, or financing a college education. Or, it can be used casually to ring up impulse purchases and credit card debts whose true cost cannot be calculated in dollars and cents.

We encourage you to become a personal credit expert. Understanding credit, how to use it wisely, and making sure your credit reports are accurate, can not only help you save a lot of money -- they can also be your "first line of defense" against identity theft.

One of the most important things to know is that it is up to you to take charge of your credit. You, not the credit bureaus or your creditors, are in control of your personal credit. Indeed, the only person who knows if the information contained in your credit reports is accurate is you. Commit yourself to understanding and monitoring your credit, so you get the most out of your credit and the most out of your life."