Spend less to stay debt free!

It seems very easy task, but believe me it is not. Most of the people take loans to spend a comfortable life. But to my experience proper planning and bugdeting can give you a gift of financial freedom.
But how to do it?

Yes, first steps are difficult to take, but deciding that you want to stay debt free is the base of it. There are lot of people who plan for their life and very soon they are able to lead debt free life.
That day I visited the Frugal facts.com blog, which impressed me a lot.

Read what is this blog about and what you can get from it?
(In their own words)

"Quick Frugal Living Tips:
Cut grocery coupons out of the newspaper
Look within yourself and do some personal budgeting
Ask your friends for frugality secrets

Don`t be embarrassed
If you use the following words in your daily life you are well on your way to being Frugal: frugality, frugal living, budget, freebies, shopping, simple living, coupons, saving money, cheap, budgeting, free stuff. If you can apply these terms to your daily life you will save money!

This site is full of money saving tips to help everyday normal folks who want to attain specific goals in their lives, but feel money pressures are standing in their way. We will attempt to educate you on frugal living like: shopping at secondhand stores, cooking and buying food in bulk. Learning to live within a pre-set spending plan is not just a wise financial decision, but life-changing one as well. No matter what your personal or financial goals may be, frugal living can help you reach your dreams."

The blog has many useful posts, such as:

At Frugal Lifestyle Reasons page it says:

Whether you need or choose to adopt a frugal lifestyle, living frugally can help you achieve your financial goals and live through financially tough times.

Whatever your personal or family goals may be, cutting back on regular expenses can help free up money for other, more highly valued, purposes. For example, if your family wants to take an exceptionally nice vacation next year, but you don't want to work an extra part-time job to pay for it, what can you do? Well, an easy solution is to cut back on your regular expenses throughout the year, and then save the difference for your dream vacation."

More topics discussed are really useful and need to check posts:
Adjusting Bad Attitudes, Good Financial Habits, The Families On Board, Establish a Frugal Front, Strengths vs Weaknesses,
Long Term Goals, Digging out of Debt, Budgeting for the Future, Grocery Store Shopping